Still On The Fence?

Are you thinking about buying a home? Do the news reports on interest rates, and the housing market scare you and make you feel paralyzed about making a decision?

Wouldn’t it be great to know what’s really going on in YOUR community?

Let’s face it. News reports can be deceiving. For example: There was a report that "Resale" Home Sales were down 6.5% in March. However, the facts are that in most areas, Resale Home Sales were up! In the Midwest, the numbers were so low that it brought down the national average number and made it look bad for everyone else.

My advice is to ignore most of what you hear. If you want to know what’s really going on in YOUR community, get a professional opinion. In the Dawsonville area, home sales are up! Interest rates are the lowest they have ever been in my lifetime. It's a perfect time to buy a home! I know that’s a pretty broad statement and doesn’t really drive the point home to you. So let me explain.


Home Prices:


Home Prices are down. There is a surplus of homes available, sellers are willing to negotiate, and you have a fantastic opportunity to get into a substantial equity position in a relatively short period of time.


Financing:


Did you know that ALL of Dawson and Lumpkin County qualifies for a “Rural Development Loan”? If you have never heard of this loan, you will be surprised. It offers 100% financing, NO PMI(private mortgage insurance), allows for repairs, and even if you had a bankruptcy or foreclosure LAST MONTH, you COULD still qualify. In addition, the current FHA Loan Program is a fantastic program.


It’s important to do the proper research, and make informed decisions about something as important as buying a house. But don’t wait until the interest rates go back up, and these fantastic programs are no longer available.


Some people make things happen, some people watch things happen, and some people wonder what happened. Which one are you? Don’t let opportunity pass you by. Call me today and let’s find out which program YOU can qualify for!


contact Kimberly Wilson,Your Dawsonville Real Estate Specialist